ADVISOR AND CONSULTANT

WHY MY CLAIM GOT REJECTED ?

  • Loss or damage arising from war, civil commotion, depreciation, wear & tear
  • Damage to watches and clocks over winding
  • Damage caused by mechanical derangement or electrical breakdown
  • Breakage of glass articles, china clay
  • Theft from unattended vehicles
  • Detention or confiscation by customs or other authorities
  • Money, securities, manuscripts, deeds, bonds, bills of exchange, promissory notes, share certificates, stamps
  • Articles while being worn or in actual use at the time of such loss or damage

NEED MORE INFO ?

BAGGAGE INSURANCE

Baggage insurance is a form of travel insurance that provides financial protection against lost, damaged, or stolen checked-in or carry-on baggage. The insurer agrees to reimburse or pay up to the maximum amount in the policy to the owner whose luggage had been lost, damaged, or stolen luggage and personal effects during the course of travel.


Baggage insurance offers additional protection to a traveler whose baggage and personal effects may be lost, stolen or destroyed while traveling. It offers replacement costs through reimbursement of a certain amount indicated in the policy and may also reimburse the owner for expenses arising from delayed baggage delivery. In essence, it offers a solution to the concerns of travelers who have had to wait for weeks for airline companies to settle their claims, especially considering since most airplanes place strict limits on their liability



CONDITIONS

  • Each item of jewellery, gold ornaments, etc. is to be specifically Declared for insurance and a valuation certification should be obtained in respect of such items valued at more than Rs.5, 000/-
  • Where the total value of jewellery, ornaments etc. is in excess of 50% of the total value at risk, an additional premium to be charged on the value of such items.
  • The policy may be extended to cover riot & strike risks by charging an additional premium.

REQUEST A FREE QUOTE NOW BY CALLING             98103 55 935 OR FILLING OUT OUR   ONLINE FORM
                                                                           
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