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Contractors All Risks insurance policy specifically designed for builders and a variety of contractors working at a contract site. Contractors All Risks insurance can comprise cover for public liability, own plant, contract works, hired-in plant and employee's tools. The key part of the contractors all risks insurance is the contract works section that offers cover for the value of the materials and property being used on a project.
The policy comprises of 2 Sections :
Material Damage-covering physical loss, damage or destruction of the property insured by any cause, other than those specifically excluded in the policy.
Third Party Liability-covering the legal liability falling on the insured contractor as a result of bodily injury or property damage belonging to a third party.
The main exclusions under Section I for which no claim is payable, are loss or damage due to:
The policy can be extended to cover the following items :-
ADVISOR AND CONSULTANT
WHY MY CLAIM GOT REJECTED?
Inflated and fraudulent claims. Don’t inflate your claims. Most policies carry a forfeiture clause, so if you are caught out, you may have to forfeit all benefits under the policy – in other words, the insurer is entitled to repudiate the entire claim,
CONTRACTOR ALL RISK
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