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Contractors Plant and Machinery Insurance Policy designed to protect the interest of contractors against the damage or destruction of various civil engineering projects (like dwellings, office, hospitals, tunnels, cannels etc). These projects includes accidental damage to civil Construction works, collision, overturning, fire, theft, burglary and also natural hazards such as earthquake and flood , contractor's plants & machinery at the construction site and damage / defects during the subsequent period of maintenance for which the contractors is liable under the terms of the agreement between the contractors and the principle.
Contractors Plant and Machinery Insurance Policy basically meant for unforeseen and accidental physical loss or damage to equipment due to external causes. The equipment could be at work or at rest, and the policy also covers the machinery while it is dismantled, re-erected or shifted within the project premises.
Plant and machinery which can be insured under this policy are as follow.
The policy can be extended to cover
WHY MY CLAIM GOT REJECTED?
Inflated and fraudulent claims. Don’t inflate your claims. Most policies carry a forfeiture clause, so if you are caught out, you may have to forfeit all benefits under the policy – in other words, the insurer is entitled to repudiate the entire claim,
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