ADVISOR AND CONSULTANT
Tip : Make a Wise Choice
Understanding that your insurance policy is a legal document and that falsifying information on it can void the policy is very important.
You must maintain all obligations specified in your policy or it could void your insurance policy and may be grounds to assess individual accountability for damages. Willful wrongdoing can render your policy null and void and could end in a lawsuit for breach of contract.
In order to make the best choice for you, discuss your options with us
This policy covers all different types of machinery used for handing material or construction.
Add on Covers
The policy can be extended to cover
third party liability - personal injury and property damage.
damage to owner's surrounding property.
A policy that insures against consequential or indirect losses such decreased sales, which arise from damage to an insured property. Consequential loss policies help to mitigate indirect risks arising from mishaps, and are generally sold in conjunction with regular policies that insure properties against fire, theft, and other forms of damage or destruction.
This is a comprehensive policy covering all physical risks which a project is exposed to right from the warehouse of the supplier of equipments - whether imported or indigenous - to its erection, testing and commissioning at the site.
In case the supplier has arranged transit insurance upto the site, a Storage cum erection policy can be issued limiting coverage to risks that the project is exposed to at the site only.
The policy covers physical loss, damage or destruction of the property due to any cause other than those specifically excluded in the policy. The policy covers the legal liability falling on the insured contractor as a result of bodily injury or property damage suffered by a third party.
Damage to premises caused by burglars and designed to cover business premises only like godown, factory, office etc.
Loss or damage to the property insured by theft following upon actual, forcible and violent entry into the premises.
Insurance that is used to cover damage to a property caused by fire. Fire insurance is a specialized form of insurance beyond property insurance, and is designed to cover the cost of replacement, reconstruction or repair beyond what is covered by the property insurance policy.
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This policy covers financial loss incurred by the insured due to loss or damage to machinery as a result of sudden accidental electrical and mechanical breakdown. It reimburses the insured for the cost of repairs or replacement of machinery of like nature.
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TYPES OF INSURANCES