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MARINE HULL INSURANCE
WHY MY CLAIM GOT REJECTED?
Inflated and fraudulent claims. Don’t inflate your claims. Most policies carry a forfeiture clause, so if you are caught out, you may have to forfeit all benefits under the policy – in other words, the insurer is entitled to repudiate the entire claim,
Marine insurance is split between the vessels and the cargo. Insurance of the vessels is generally known as "Hull and Machinery" (H&M). A more restricted form of cover is "Total Loss Only" (TLO), generally used as a reinsurance, which only covers the total loss of the vessel and not any partial loss.
Who can take the Policy?
What is covered?
All types of Oceangoing vessels
All type of Coastal/Inland vessels
Yard and pleasure Crafts
Shipbuilding- construction of vessel
Ship Repairers' Liabilities
Breaches of warranties / voyage cover
Freight- at -Risks insurance for voyages
Fishing vessels / Trawlers
Jetties ( with or without cranes ), fixed pontoons/Pontoons Jetties, wharves etc.
All risks relating to Vessels, Floating Dry Docks, Jetties and Shipowners' Interests including Hull & Machinery (H&M), Freight, Disbursements, Increased Value, Premium Reducing, Excess Liabilities, Protection and Indemnity (P&I) Liabilities, Charterers' Liabilities, Charterers' Freight, Charterers' Hire and/or Disbursments, General Average Disbursments, Ship Repairers' Liabilities, Shipbuilding Risks, Shipbreaking Risks and other allied interests of whatsoever nature required to be insured in India.
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