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This is a package policy specially designed for small shopkeepers. It is a single policy combining the various insurance requirements of shopkeepers.
Only one policy can be taken by one shopkeeper for each shop in a specific location having separate books of accounts.
The policy comprises of following 11 sections :
Section I - Building & Contents
Section II - Burglary & Housebreaking
Section III - Money Insurance
Section IV - Pedal - Cycles
This section also covers legal liability of insured for death/injury to third parties or damage to their property arising out of use of the insured pedal cycles.
Section V - Plate Glass
Section VI - Neon Sign/Glow Sign
Covers loss of or damage to neon sign/ glow sign by :
Section VII - Baggage
Section VIII - Personal Accident
Section IX - Fidelity Guarantee
Section X - Public Liability
Section XI - Loss of Profit
Who can take the policy?
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WHY MY CLAIM GOT REJECTED?
Inflated and fraudulent claims. Don’t inflate your claims. Most policies carry a forfeiture clause, so if you are caught out, you may have to forfeit all benefits under the policy – in other words, the insurer is entitled to repudiate the entire claim,
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